http://goo.gl/mDoq7 "Living without a definite major purpose promises nothing but a scant living." You may get by in life without a Definite Major Purpose, but you will never get ahead. Definiteness of purpose is the starting point of all achievement. Financial goals in particular should be specific, definite, and measurable. You should know what you plan to earn, by when, and how you plan to do so. The greatest advantage of financial security is the peace of mind that comes from knowing that, whatever challenges life brings, you are equipped to deal with them. You will be better at whatever you choose to do because you can focus on opportunities instead of struggling to eke out a living.